Can Mom Get All of Dad’s Income? Yes! How to do It.

Can Mom Get All of Dad’s Income? Yes! How to do It.

THE BACKGROUND STORY

A few times every year, I visit with an adult child and their mother at my office. They explain that “Dad” is in a nursing home, and isn’t able to come home. They realize that the safest place for him is in a nursing home. But Mom can’t afford the $8,500.00+ monthly cost of nursing home care, and she thinks that they have too much money to get medicaid. Mom also mistakenly thinks all of Dad’s income would go to the nursing home. Needless to say, she’s scared.

Like so many others, the family believed one of many Medicaid Myths. First of all, they don’t have too much money to qualify for Florida Medicaid. Mom is allowed to have $128,640, and she has less than that. Sure, Dad’s income is too high for Florida Medicaid’s Income limit of $2,349.00, but there’s a workaround called a Qualified Income Trust.

WILL MOM GET ALL OF DAD’S INCOME?

It’s true that much of Dad’s income will go to the nursing home, at first. However, there are affordable legal steps that will help Mom get ALL of Dad’s income. With our help, Mom will likely not worry about paying bills or choosing between groceries and medications. And the best news, she can sleep comfortably knowing that her husband is safe and that she’s financially secure.

LET’S BAKE THE CAKE

Here’s how we do it. We go to Court and prove that Mom can’t live on the meager amount of Dad’s Income that Medicaid allows. We prove that Dad wants his income to go to Mom instead of the Nursing Home. Dad even has a separate lawyer to represent his interests.

As long as the numbers align (and we don’t file until they do), the Judge will grant Mom’s request that all of Dad’s income go to Mom. And Medicaid has to honor the court order. We then inform Medicaid about the Court’s decision and Viola! Mom gets the rest of Dad’s Income.

If you’d like to meet with us to discuss this subject, call 386-256-1443, text us @ 386-855-8976, or visit our contact page to send us a message. We’d love to help you.

Tips to Help Your Senior Loved One Accomplish Daily Tasks

Tips to Help Your Senior Loved One Accomplish Daily Tasks

As we age, our bodies experience a number of changes, particularly in the way it functions. Tasks that were once easy to accomplish, such as getting dressed, bathing, eating, and generally getting around, may be more difficult to perform. These can be difficult changes for your senior loved one to accept, and they may feel hesitant to lean on you for assistance. We know how important the safety of your loved one is, which is why we want to share with you a few tips to help your senior loved one successfully and comfortable navigate daily activities and tasks.

First, it is important to evaluate your senior loved one’s specific needs. Not every senior experiences the same difficulties, and your loved one may feel embarrassed to share their challenges with you. We encourage you to monitor your loved one moving around and performing daily tasks, like eating and getting themselves ready. It is important to remember that the tasks your loved one finds challenging may change as he or she continues to age. If you feel more comfortable hiring a professional to evaluate your loved one’s needs, there are home assistance personnel who can monitor your loved one for you.

If your senior loved one does not have a daily routine in place, it may be time to help them create one. This can add stability to your loved one’s life and avoid causing him or her unnecessary stress. Having a routine can help your loved one feel more comfortable navigating daily tasks, as he or she will follow the same steps each day.

Unfortunately, sometimes your senior loved one may need more help than you can provide. As difficult as it can be to think about moving your loved one into a nursing home or assisted living facility, sometimes it is in his or her best interest to do so. If your loved one is still mostly functional and healthy, a home caregiver may be able to provide the care he or she needs. If your loved one has worsening health conditions and frequently falls, these may be signs that he or she would benefit from living in a care facility.

Encouraging your senior loved one to lean on you for support can significantly improve his or her quality of life. If you have questions or if you are ready to discuss a plan for your loved one’s long-term care, do not wait to contact our office to meet with experienced Elder Law attorney, Scott Selis.